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| How do I find a
company that can perform the “Infinite Banking Concept” for
me? |
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That's our job. We specialize in matching our client's needs
to the company that would best serve them |
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| Will it take very
long for me to put the “Infinite Banking Concept” into
practice? |
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Most individuals
who begin practicing the “Infinite Banking Concept” will have
money available within the first month of opening their first
policy. |
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| Why isn’t
everybody else doing this? |
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What is everybody
else doing? The average American today is saving -1.7%. That
means that most Americans are in debt. It is clear that what
everybody else is doing is not a model objective for those who
want to control their financial future. If your goal is to be
like everybody else, this concept is not for you. |
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| Won’t I become
"Insurance Poor"? |
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IBC is not about
the purchase of life insurance per say, but rather the process
of teaching you the concept of using participating whole life
insurance as a “Banking System.” In so doing it will teach you
how to recapture money that you currently spend on interest,
taxes and other purchases. |
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| Where do I get the
money to pay the premium? Or, What if I can’t afford the
premium? |
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That is where a good
coach comes in. We teach our clients the principle of “The
Infinite Banking Concept.” With this knowledge they can then
determine what size premium they need and can afford. |
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| What about Taxes? |
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Avoiding Taxes is a Social Service
Source: Justice Louis D. Brandeis, United State Supreme Court |
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I live in Alexandria Virginia, near the
Supreme Court chambers is a toll bridge across the
Potomac. When in a rush, I pay the dollar toll and get
home early. However, I usually drive outside the downtown
section of the city and cross the Potomac on the free
bridge. The bridge was placed outside the downtown
Washington DC area to serve a useful social service
getting drivers to drive the extra mile and help alleviate
congestion during the rush hour.
If I went over the toll bridge and through the barrier
without paying the toll, I would be committing tax
evasion.
If, however, I drive the extra mile and drive outside the
city of Washington to the free bridge, I am using a
legitimate, logical and suitable method of tax avoidance
and I am performing a useful social service by doing so.
For my tax evasion, I should be punished.
For my tax avoidance, I should be commended.
The tragedy of life today is that so few people know that
the free bridge even exists. |
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| What if I don’t
need any more insurance? |
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This concept is not just about the death benefits of life
insurance but the life benefits. At
www.smithbarney.com it says this: “Life insurance can be
used in many different ways for different purposes. It not
only is for your beneficiaries, but can also be used as an
investment vehicle during your lifetime. If can be structured
to provide tax-free growth…” We teach you how to use
participating whole life insurance to work as “The Infinite
Banking System” which you own and profit from in this tax free
environment. |
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| What if I’m too
old or can’t be insured? |
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Many clients who
are considered uninsurable or “too old” are using this
concept. You’re never too old and being uninsurable really
doesn’t matter when you learn how to practice the “Infinite
Banking System.” Contact us and we can show you how. |
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| Can IBC help me? |
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This concept can
work with anyone who presently spends money. This concept is a
process not a product. |
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| I can get a better
rate of return on… |
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“The Infinite
Banking Concept” is a process not a product therefore rate of
return isn’t a descriptive of how it performs. A better
descriptive would be to allegorically compare the Tortoise and
the Hare---sure and steady vs. fast and erratic. As a process
not a product IBC depends on you and how you implement it. The
possibilities are truly infinite. |
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| What if I’ve
already got a pension plan? |
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Read Roger
Lowenstein’s article in The New York Times Magazine, October
30, 2005, entitled “We Regret to Inform you that You No
Longer Have a Pension.” Not a pretty picture for those
who are counting on their qualified plans and pensions. |
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| For more FAQ’s
regarding IBC
contact us. |
